As your closing agent, Emerald bay acts as a third party to ensure that: all provisions of the real estate sales contract are fulfilled the Seller has good and marketable title to convey to the Purchaser Lender's Instructions and Conditions are met all costs incident to the sale (e.g. required inspections, lender fees, escrow account contributions, title insurance premiums, loan payoffs, homeowner association dues, water bills, taxes of all types, etc.) are paid and/or prorated to the appropriate parties and that sale proceeds are disbursed in accordance with the Seller's directions and local laws.